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WANTED Almettie Colston Description: Usually Wears a Smile CAUTION: Heavily Armed With Kindness…This Could Be Contagious! PRIOR CONVICTION: Thoughtfulness and Generosity
Please Help Me!!! I have been arrested and will be put in jail for the Muscular Dystrophy Association (MDA) Lock-up. Don’t even bother asking what crime I have committed – it’s not really that important. I just have to raise my bail before the Lock-Up and they will go easy on me, but I need your financial assistance to post my bond. Please lend your support during the: Downtown Louisville Lock-Up! This year’s event will be held at Ri Ra Irish Pub (445 South 4th Street, Louisville, KY 40202) on Wednesday, March 16, 2011 . Your 100% tax-deductible donation will help MDA continue research into the cause and the possible cure of the 43 neuromuscular diseases they cover. Your support of the MDA Lock-Up will also help MDA provide medical equipment, clinic visits, support groups and a magical week of MDA Summer Camp for the families served by the Association in our local area.
I WISH TO DONATE : $800 (Camp Sponsorship) ________ $100 (Support Group Sponsorship)________ $85 (Minute of Research Sponsorship)_________ Other $____________ ______PLEASE BILL ME (ADDRESS BELOW)
You can mail your donation to me at: OR I can have MDA send you a pledge slip to: 41 Highwood Place Louisville, KY. 40206 Donor, please put your full mailing address here. ___________________________________ ___________________________________ ___________________________________
Or you can go to this website to make your tax deductible donation: https://www.joinmda.org/downtownlouisville/almettiecolston I MUST TURN IN ALL MY BAIL MONEY ON March 16, 2011, SO PLEASE HELP ME NOW!! Thank you for helping me help MDA. Almettie Colston 502-523-207 acolston@colstonrealty.com
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Beginning this week, Fannie Mae and Freddie Mac are trying to sell off 150,000 foreclosed homes by offering low down payments, no requirement for mortgage insurance, and up to $30,000 added to the mortgage for renovations. In addition, the real estate practitioner selling the property gets a $1,500 bonus.
In some neighborhoods, these properties undercut the average listing by $100,000.
Fannie and Freddie already have repaired the biggest problems with the property including roofs, plumbing, and electrical work.
Buyers who plan to live in the properties get a 15-day chance to view the homes before investors can purchase them. Investors with cash will likely snap up any properties remaining at the end of the grace period.
“Our goal is to recover as much as we can to offset our loss and not to be low balling properties just to move them,” says a Freddie Mac spokesperson. “We absolutely have no motivation to be leading a downward spiral in home prices."
Source: Smart Money, Anna Maria Andriotis (09/28/2010)
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Time magazine is being overly pessimistic in its recent cover piece that called into question the benefits of homeownership. In fact, now is a great time to buy. And, what's more, tomorrow will be a great time to own, because the fundamental strength of homeownership hasn't changed.
Why is now a great time to buy? Here are 10 reasons:
1. You can get a good deal. Prices are down 30 percent on average. They're at a level that makes sense for people's income.
2. Mortgages are cheap. At 4.3 percent on average for a 30-year fixed-rate mortgage, your costs to own are down by a fifth from two years ago.
3. You can save on taxes. When you add up the deductions for mortgage interest and others, the cost of owning can drop below renting for a comparable place.
4. It'll be yours. The one benefit to owning that never changes is that you can paint your walls orange if you want (generally speaking; there might be some community restrictions). How many landlords will let you do that?
5. You can get a better home. In some markets, it's simply the case that the nicest places are for-sale homes and condos.
6. It offers some inflation protection. Historically, appreciation over time outpaces inflation.
7. It's risk capital. If the economy picks up, you stand to benefit from that, even if you're goal is just to have a nice place to live.
8. It's forced savings. A part of your payment each month goes to equity.
9. There is a lot to choose from. There are some 4 million homes available today, about a year's supply. Now's the time to find something you like and get it.
10. Sooner or later the market will clear. The U.S. is expected to grow by another 100 million people in 40 years. They have to live somewhere. Demand will eventually outpace supply.
Source: Wall Street Journal, Brett Arends (9/16/10)
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FOR IMMEDIATE RELEASE: Contact: Almettie Colston Company Name: Colston Realty LLC Telephone Number: (502) 523-2075 Email Address: acolston@colstonrealty.com Web site address: http://www.colstonrealty.com Almettie Colston Earns NAR Short Sales and Foreclosure Certification Buyers and Sellers Benefit from REALTOR® Expertise in Distressed Sales Louisville, KY. August 31, 2010 — Almettie Colston with Colston Realty LLC has earned the nationally recognized Short Sales and Foreclosure Resource certification. The National Association of REALTORS® offers the SFR certification to REALTORS® who want to help both buyers and sellers navigate these complicated transactions, as demand for professional expertise with distressed sales grows. According to a recent NAR survey, nearly one-third of all existing homes sold recently were either short sales or foreclosures. For many real estate professionals, short sales and foreclosures are the new “traditional” transaction. REALTORS® who have earned the SFR certification know how to help sellers maneuver the complexities of short sales as well as help buyers pursue short sale and foreclosure opportunities. “As leading advocates for homeownership, REALTORS® believe that any family that loses its home to foreclosure is one family too many, but unfortunately, there are situations in which people just cannot afford to keep their homes, and a foreclosure or a short sale results,” said 2009 NAR President Charles McMillan, a broker with Coldwell Banker Residential Brokerage in Dallas-Fort Worth. “Foreclosures and short sales can offer opportunities for home buyers and benefit the larger community, as well, but it’s extremely important to have the help of a real estate professional like a REALTOR® who has earned the SFR certification for these kinds of purchases.” The certification program includes training on how to qualify sellers for short sales, negotiate with lenders, protect buyers, and limit risk, and provides resources to help REALTORS® stay current on national and state-specific information as the market for these distressed properties evolves. Call Almettie for help with the complexities of buying REO’s (Bank Owned Properties).
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Home Buyer Tax Credit, New NOL Rules Signed Into Law
In a major victory for NAHB that will boost the fledgling housing recovery and help struggling business owners nationwide, Congress last week approved legislation that will extend the first-time home buyer tax credit beyond its Nov. 30 deadline and expand it to a wider group of home buyers. The bill also provides relief to cash-strapped home builders by providing broader tax benefits for businesses with net operating losses (NOLs). The legislation, which was signed into law by President Obama on Nov. 6, will extend the $8,000 credit for first-time home buyers for sales contracts entered into by April 30, 2010 and closed on by June 30. It has been expanded to include a new $6,500 credit for owners of existing homes who are purchasing a new principal residence. Existing home owners can claim the $6,500 tax credit if they have been residing in their principal residence for five consecutive years out of the last eight. In more good news, the income eligibility limits to claim the full credit amount for both groups of home buyers have been raised from $75,000 for single taxpayers and $150,000 for married taxpayers filing a joint return to $125,000 for individuals and $225,000 for married couples. NAHB’s consumer-oriented Web site, www.FederalHousingTaxCredit.com, provides complete details on the enhanced home buyer tax credit. NAHB has launched a set of resources at www.nahb.org/taxcreditresources to help association members understand and promote the new tax credit. 
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 possibility-city My husband and I have traveled all over the world and have found Louisville is the absolutely best place to live. Louisville has great parks. The best dinning in the world, once you have tried Vincenzo’s you will agree. Louisville has great theaters, museums and shopping. The best place to raise a family. Located in the mid south eastern section of the United States, Louisville has easy and fast access to Chicago, Nashville, Atlanta, Florida, and South Carolina. Louisville has low crime and lots of friendly people. Once you have visited here you won’t want to leave. Almettie Colston Loves Louisville  http://www.everythinglouisville.com
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Note that this information is outdated. I pledge to sell your home in 121 days or less.
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Crescent Hill, Louisville
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We invite everyone to visit our open house at 716 Highwood Dr on
August 23
from 2:00 PM to 4:00 PM.
Property information
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The Public is welcome to attend the open house of condo located at 716 Highwood Dr. Louisville,Ky 40206 in Highwood Condominium  s Off of Zorn Ave. and Mellwood.The time of the open house is from 2:00pm to 4:00pm.Tour this large 2 bedroom 2 bath condo today. Don't miss out on your $8,000.00 first time home buyers tax credit. 
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Great East End Location
• 1,109 sq. ft., 2 bath, 2 bdrm single story
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MLS®
$93,000
Crescent Hill, Louisville
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Great Condo, Great Location, Great Price! Enjoy the quite and privacy of this second floor condo with an open floor plan to living room,dinning room and balcony and featuring an eat in kitchen with pantry. The condominium complex allows dogs under 16 lbs. and there is one assigned parking space and storage locker. Enjoy spending your summer days at the pool with family and friends. Water, sewage and garbage pickup are paid and heating of water is paid. Club House with Pool and Laundry Room. This condo has its own stack washer/dryer in the unit.
Property information
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